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Sample Certificates of Insurance


Certificate of Liability Insurance Requirements
All organizations, teams or leagues must agree to maintain in force at all times during the term of this Use Agreement the following minimum insurance coverages and shall name the Town of Cheshire as Additional Insured on a primary and non-contributory basis to all policies. All policies should also include a Waiver of Subrogation. Insurance shall be written with Carriers approved in the State of Connecticut and with a minimum AM Best’s Rating of “A-” VIII.

Renters requesting or intending to have beer/wine at their event are required to submit a Certificate of Liability Insurance with their rental application (per Town Ordinance section 11-22) naming the Town of Cheshire as additionally insured. No alcoholic beverages, other than beer or wine, shall be consumed on Town property. Beer/wine may only be consumed on Town property if the Renter/Applicant above indicates that beer/wine will be available or consumed by renter and/or its guests and if renter/applicant provides the required Certificate of Liability insurance prior to the event.

If renter will be using outside services, the Town requires a Certificate of Liability Insurance from any outside vendors, including food trucks, etc. naming the Town as additional insured.

General Liability:
Required of all organizations, teams, leagues and businesses. Required of any individual when hosting an event where alcohol is present. Required of all vendors providing services during an event on Town property.
     Each Occurrence $1,000,000 (Minimum Limit)
     General Aggregate $2,000,000 (Minimum Limit)
     Products/Completed Operations Aggregate $2,000,000 (Minimum Limit)

Liquor Liability:
Required in addition to General Liability when hosting any event where alcohol is present.
     Each Claim or Each Occurrence $1,000,000(Minimum Limit)
     Aggregate $1,000,000(Minimum Limit)

Auto Liability: 
Required of all vendors in addition to General Liability.
     Combined Single Limit Each Accident $1,000,000 (Minimum Limit)

Original, completed Certificate of Insurance must be provided to the Town of Cheshire prior to use of facilities. Should any of the above-described policies be cancelled, limits reduced, or coverage altered, 30 days written notice must be given to the Town of Cheshire.

View Samples of Certificates:
     From Organizations, Businesses, Teams, Leagues, etc.
     From Individual or Organization, Business, Team, League with alcohol on premises
     From Vendor providing services to Renter



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